Financial Disclaimer

Service Description

Merchant Cash Advancer is a lead generation and referral service. We connect business owners with qualified merchant cash advance companies. We are not a lender, bank, financial advisor, or MCA provider.

Purchase of Future Receivables

A merchant cash advance is a purchase of future business receivables, not a loan. This means there is no fixed monthly payment - repayment is a percentage of your daily sales. However, advance amounts, factor rates, holdback percentages, and terms are set by the MCA company, not by Merchant Cash Advancer.

No Guarantees

We do not guarantee specific funding amounts, factor rates, approval timelines, or outcomes. Results vary based on individual business circumstances, including monthly revenue, time in business, and industry.

Not Financial or Legal Advice

Nothing on this Site constitutes financial, legal, or tax advice. We strongly recommend consulting with a licensed attorney or financial advisor before making decisions about business financing.

Factor Rates and Costs

MCA companies use factor rates (not interest rates) to determine the total repayment amount. Factor rates, holdback percentages, and total cost of funding vary by provider and business profile. All terms are disclosed by the MCA company before you sign any agreement. Merchant Cash Advancer does not set, control, or receive any portion of these fees.

Third-Party Relationships

The MCA companies in our network are independent businesses. Merchant Cash Advancer does not own, control, or manage these companies. Any agreement for a merchant cash advance is between you and the MCA company directly.

State Regulations

Some states require commercial finance disclosure for MCA transactions. Our providers comply with all applicable state requirements. Contact your MCA provider directly for state-specific disclosure information.